Csi Wealth Management Essentials Pdf Download

On
Wealth
  1. Wealth Management Essentials Course
  2. Csi Essentials

Jul 10, 2018 - Books canadian securities course csc (PDF, ePub, Mobi). Securities course pdf. Essentials Pdf File.

Csi essentials

Questions

Kuch kuch hota hai 1998 mp3 songs free download. Please Note: Before downloading you can preview any song by mouse over the Play button and click Play or Click to Download button to download hd quality mp3 files. Now we recommend you to Download first result Kuch Kuch Hota Hai Kuch Kuch Hota Hai 1998 HD YouTube 720p MP3 which is uploaded by Zahid Hassan Shaikot of size 7.63 MB, duration 5 minutes and 48 seconds and bitrate is 192 Kbps.

Al hadith bukhari in bangla. The Translation of the Meanings of Sahih Al-Bukhari – Arabic-Urdu (6 Volumes) by Muhammed Ibn Ismaiel Al-Bukhari (Author), Hafiz Abdulsattar Al-Hammad (Translator).

1. Ernie contributed the following amounts to a spousal RRSP to split income.

2008 $5,000 (Royal Bank)
2009 $6,000 (Royal Bank)
2010 $4,000 (CIBC)
2011 $3,000 (CIBC)

In 2012, his spouse withdrew $11,000 from the Royal Bank. The following consequences will arise in 2012 ?

Jan 12, 2017 - 19 serials realbasic OS 2009-09-22 MAC 1.0.2 0.00% 2009-09-22 MAC 1.1.0 20.00% 2009-08-19 PC 2008 Release 5 (Pro Edition) 63.45%. Apr 25, 2018 - Realbasic 2011 Keygen Music. Realbasic 2017r5 serial mac Professional edition crack realbasic professional crack realbasic 2008 release 4. Realbasic 2011 keygen mac. 2008 Release 5 (Pro Edition), 63.45%. 10 years ago, Mac. Mac serial serial realbasic 2009 realbasic 2011 serials keygen realbasic 2011 mac. Feb 15, 2018 - Choose your baud rate (same in arduino) Serial1.Baud* // Arduino uses 8-N-1 Serial1.Bits = Serial.Bits8 Serial1.Parity = Serial.ParityNone. Nov 29, 2017 - R-studio 4.2 serial keygen. Serial number vegas movie studio hd 9.0 keygen; Serial office 2011 mac keygen;Real studio v2017r1 1 multilingual.

a) Ernie will include $11,000 in his income.
b) Ernie’s spouse will include $11,000 in her income.
c) Ernie will include $3,000 in his income and his spouse will include $8,000 in her income.
d) Ernie will include $7,000 in his income and his spouse will include $4,000 in her income.

2. Rose invests $30,000 into a GMWB plan. Assume the minimum death benefit guarantee. She makes the first annual withdrawal of $1,500 in one year’s time, when the market value of the plan is $40,000. What is the new death benefit guarantee?

a) $21,656
b) $21,357
c) $28,500
d) $28,875

Answers

Wealth Management Essentials Course

1. d) Ernie will include $7,000 in his income and his spouse will include $4,000 in her income.

Any RRSP contributions made in the year of withdrawal and the two previous calendar years, are taxed in the hands of the contributor (Ernie). The remaining proceeds are included in the other spouse’s income and taxed at the other spouse’s rate. For 2012, 2011 and 2010 amounts contributed to the RRSP were $7,000 [$3,000 + $4,000]. These amounts are attributed back to Ernie and taxed in his hands. The remaining $4,000 is taxed in Ernie’s spouse’s hands. With regards to the funds being withdrawn from the RRSPs, CRA uses the “Last-In-First-Out” assumption; the last funds contributed are deemed to be the first funds withdrawn. The fact that the RRSP money withdrawn was from the Royal Bank RRSPs is irrelevant to CRA. CRA deems that the RRSP money withdrawn is $3,000 from the CIBC (2011), $4,000 from the CIBC (2010) and $4,000 from the Royal Bank (2009).
Ref: Chapter 8

Csi Essentials

2. a) $21,656

The proportionate reduction to the death benefit guarantee is calculated as:

Minimum Guarantee: $22,500 [$30,000 × 75%]
Guarantee Reduction = G × W / MV

Management

where

G = Guarantee prior to transaction
W = Withdrawal Amount
MV = Market Value prior to withdrawal

= $22,500 × $1,500/ $40,000
= $22,500 × 0.0375
= $843.75

New Death Benefit Guarantee: $21,656 [$22,500 – $843.75]
Ref: Chapter 10

For more Wealth Management Essentials questions, check out the WME Quiz Book and WME Case Study Workbook. Keep up to date on our courses and products by liking us on Facebook and following our Twitter Feed.

Advertisements